Paul Bernardin Managing Director, Chief Credit Officer


Paul Bernardin is a Managing Director of R4 Capital, the firm’s Chief Credit Officer and Director of Underwriting.  He has 33 years of experience in real estate underwriting, asset management, development, finance, and market research.

Previously, Mr. Bernardin spent 11 years as a senior executive at Boston Capital, most recently as Senior Vice President and Director of Underwriting, during which time he underwrote and approved more than $1.9 billion in affordable housing investments and was a voting member of the firm’s Investment Committee. Earlier, as Vice President and Assistant Director of Asset Management at Boston Capital, he managed a team of 23 real estate professionals and a portfolio of 950 properties representing $6 billion in affordable housing investments.  Prior to that, Mr. Bernardin served as a Vice President at JPI where he underwrote more than $1 billion in acquisition and development production and negotiated and closed sale transactions valued at more than $600 million.

Mr. Bernardin holds a B.S. in Finance from Carroll School of Management at Boston College.